Since October and November, the market improved even more with the traditional Santa Claus rally in December. I’ve also increased my RSP e-Series index fund to a total of about $21K to take advantage of its lower management fee. My liability remained similar as my last update in November as a result of the holiday shopping season. Because of that, my next contribution to my investment probably will need to wait until I pay my credit card bill in mid-January. Everything is still within the interest-free grace period.
My current net worth is now $55,833.27, an increase of 11% from my November update of $50,227.24.
$23,575.00 - Equity (Corporate Stock) - TD Direct Investing TFSA
$6,184.75 - Canadian Index Fund - RBC TFSA Mutual Fund Account - MER 0.72%
$21,193.45 - Canadian Bond Fund - TD e-Series RSP Mutual Fund Account - MER 0.50%
$3,078.80 - US Equity Index Fund - Employer Pension Plan - MER 0.15% + $55 account fee
$1,504.26 - Canada Equity Index Fund - Employer RRSP - MER 0.15%
$5,473.38 - Credit Card Balance (Still within grace period)